MAKING MONEY WORK FOR YOU

"Learning to have money work for you is a completely different course of study


You're taxed when you earn.
You're taxed when you spend.
You're taxed when you save.
You're taxed when you die."


 Learning how to have money work for you is a lifetime study.
Most people go to college for four years, and their education ends.

Most people never study the subject.
They go to work, get their paycheck, balance their checkbooks, and that's it.
On top of that, they wonder why they have money problems.
Then, they think that more money will solve the problem. Few realize that it's their lack of financial education that is the problem."

 find out if you still have the passion to learn about money. Most people don't. They want to go to school, learn a profession, have fun at their work, and earn lots of money.
One day they wake up with big money problems, and then they can't stop working.
That's the price of only knowing how to work for money instead of studying how to have money work for you.

 each human being has a weak and needy part of their soul that can be bought and also a part of their soul that is strong and filled with a resolve that can never be bought. It is only a question of which one is stronger.


Most people have a price.
And they have a price because of human emotions named fear and greed.

First, the fear of being without money motivates us to work hard, and then once we get that paycheck, greed or desire starts us thinking about all the wonderful things money can buy. The pattern is then set."

"The pattern of get up, go to work, pay bills, get up, go to work, pay bills... Their lives are then run forever by two emotions, fear and greed.
Offer them more money, and they continue the cycle by also increasing their spending.

Well, the first step is telling the truth about how you're feeling . You don't have to say it to anyone else. Just yourself.

Instead, they feel the fear of not having money.
Instead of confronting the fear, they react instead of think.
 They react emotionally instead of using their heads
Then, they get a few bucks in their hands, and again the emotion of joy and desire and greed take over, and again they react, instead of think."

Instead of telling the truth about how they feel, they react to their feeling, fail to think. They feel the fear, they go to work, hoping that money will soothe the fear, but it doesn't.
That old fear haunts them, and they go back to work, hoping again that money will calm their fears, and again it doesn't.
Fear has them in this trap of working, earning money, working, earning money, hoping the fear will go away.
 But every day they get up, and that old fear wakes up with them.
For millions of people, that old fear keeps them awake all night, causing a night of turmoil and worry. So they get up and go to work, hoping that a paycheck will kill that fear gnawing at their soul.

Money is running their lives, and they refuse to tell the truth about that.
Money is in control of their emotions and hence their souls."

being rich does not solve the problem.
 the other emotion, which is desire. Some call it greed
It is perfectly normal to desire something better, prettier, more fun or exciting. So people also work for money because of desire.
They desire money for the joy they think it can buy.
But the joy that money brings is often short lived, and they soon need more money for more joy, more pleasure, more comfort, more security. So they keep working, thinking money will soothe their souls that is troubled by fear and desire. But money cannot do that."

In fact, the reason many rich people are rich is not because of desire but because of fear.
They actually think that money can eliminate that fear of not having money, of being poor, so they amass tons of it only to find out the fear gets worse.
They now fear losing it.

I have friends who keep working even though they have plenty.
I know people who have millions who are more afraid now than when they were poor. They're terrified of losing all their money. The fears that drove them to get rich got worse. That weak and needy part of their soul is actually screaming louder. They don't want to lose the big houses, the cars, the high life that money has bought them. They worry about what their friends would say if they lost all their money.
Many are emotionally desperate and neurotic, although they look rich and have more money."


"The avoidance of money is just as psychotic as being attached to money."

I've met so many people who say, `Oh, I'm not interested in money.' Yet they'll work at a job for eight hours a day. That's a denial of truth. If they weren't interested in money, then why are they working? That kind of thinking is probably more psychotic than a person who hoards money."